PUBLISHANDPROSPER.A1 LLC

PRIVACY POLICY

Building Your Empire. Protecting Your Journey

Last Updated: October 1, 2025

Effective Date: October 1, 2025

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INTRODUCTION: OUR COMMITMENT TO YOU

Welcome to PublishandProsper.ai LLC ("PublishandProsper.ai," "we," "us," or "our").

Here's the deal: We're not your typical faceless corporation hiding behind legal jargon. We're MAVERICKS building an empire alongside YOU. And that means we treat your data, your privacy, and your trust like the SACRED ASSETS they are.

This Privacy Policy explains:

• WHO we collect information from

• WHAT information we collect

• HOW we use it

• WHO we share it with (and why)

• YOUR RIGHTS and how to exercise them

• HOW we protect your data

This policy applies to:

• Our website: www.publishandprosper.ai

• Our mobile applications

• Our online courses, webinars, and training programs

• Our email, SMS, and phone communications

• Our social media presence and community platforms

• Any other digital properties we own and operate

By using our services, visiting our website, or providing us with your information, you agree to this Privacy Policy and our Terms of Service.

IF YOU DON'T AGREE, DON'T USE OUR SERVICES. Simple as that.

This policy is written in PLAIN ENGLISH because you deserve to understand EXACTLY what's happening with your information. No BS. No buried surprises. Just CLARITY and COMMITMENT.

CRITICAL: YOUR CONSENT TO COMMUNICATIONS (TCPA COMPLIANCE)

READ THIS SECTION CAREFULLY - THIS IS WHERE YOU GIVE OR WITHHOLD CONSENT

By providing your phone number and/or email address to PublishandProsper.ai through ANY of our forms, checkout pages, webinar registrations, or other submission methods, YOU EXPRESSLY CONSENT to receive:

✓ PHONE CALLS (including autodialed, prerecorded, and artificial voice calls)

✓ TEXT MESSAGES (SMS/MMS)

✓ EMAILS

✓ DIRECT MAIL

...from PublishandProsper.ai LLC, our affiliates, partners, and authorized representatives regarding:

• Products, services, and educational programs we offer

• Promotional offers, webinars, events, and training opportunities

• Account updates, purchase confirmations, and customer support

• Marketing and advertising communications

CRITICAL DETAILS YOU MUST UNDERSTAND:

CONSENT TO WIRELESS COMMUNICATIONS

By providing your mobile phone number, you SPECIFICALLY CONSENT to receive calls and text messages at that number, including through the use of automated telephone dialing systems, artificial or prerecorded voices, even if your number is listed on a federal or state Do Not Call registry.

NO PURCHASE REQUIRED

Your consent to receive communications is NOT required as a condition of purchasing any goods or services from us. You can always communicate with us via our website contact forms or mailing address.

MESSAGE FREQUENCY & COSTS

• Message frequency varies based on your engagement and the programs you join

• Standard message and data rates from your carrier apply - WE DO NOT CHARGE, but YOUR CARRIER MIGHT

• We are not responsible for carrier fees you incur

OPT-OUT RIGHTS (ALWAYS AVAILABLE)

You can WITHDRAW your consent at ANY time using these methods:

FOR SMS/TEXT MESSAGES:

• Reply "STOP" to any text message from us

• Text "STOP" to the number that sent you the message

• Email [email protected] with "STOP SMS" and your phone number

FOR PHONE CALLS:

• Tell us during any call that you wish to opt out

• Email [email protected] with "Stop Calls" and your phone number

• Call us at +1 888-598-5727 and leave a message requesting removal

FOR EMAILS:

• Click the "Unsubscribe" link at the bottom of any email

• Email [email protected] with "Unsubscribe" in the subject line

• Manage your preferences in your account settings (if applicable)

FOR DIRECT MAIL:

• Email [email protected] with "Stop Mail" and your physical address

PROCESSING TIME

We will process opt-out requests within 10 BUSINESS DAYS. You may receive additional messages during this processing period.

TRANSACTIONAL MESSAGES CONTINUE

Even if you opt out of MARKETING communications, we may still send you:

• Order confirmations and receipts

• Password reset and security alerts

• Legal notices and policy updates

• Customer support responses you requested

• Essential account information

These are TRANSACTIONAL messages necessary to provide services you've purchased or requested.

SCOPE OF CONSENT

Your consent applies to communications from:

• PublishandProsper.ai LLC directly

• Our authorized sales and support teams

• Third-party service providers acting on our behalf (e.g., email marketing platforms, SMS providers, CRM systems)

• Business partners offering complementary products/services (you'll always know it's from us or on our behalf)

THIRD-PARTY DATA SHARING

We may share your contact information with select business partners and affiliates so they can contact you with offers we believe align with your interests. If you consent to receive communications from us, you also consent to this limited sharing for marketing purposes. You can opt out of this sharing by emailing [email protected] with "No Third-Party Sharing" in the subject line.

IMPORTANT: If you opt out of communications, your relationship with us doesn't end. You can still:

• Access purchased courses and materials

• Contact our support team

• Use our website and services

• Re-opt-in at any time by updating your preferences or contacting us

BY SUBMITTING YOUR CONTACT INFORMATION, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THIS SECTION AND YOU PROVIDE YOUR EXPRESS WRITTEN CONSENT TO RECEIVE COMMUNICATIONS AS DESCRIBED ABOVE.

WHO WE COLLECT INFORMATION FROM

We collect information from these groups:

1. WEBSITE VISITORS & USERS

Anyone who visits our websites, uses our apps, or engages with our online content

2. CUSTOMERS & STUDENTS

People who purchase our courses, programs, coaching, or other products/services

3. PROSPECTIVE CUSTOMERS (LEADS)

People who express interest by downloading resources, attending webinars, joining our email list, or engaging with our marketing

4. JOB APPLICANTS & EMPLOYEES

Current and former team members, contractors, and people who apply for positions

5. BUSINESS PARTNERS & VENDORS

Companies and individuals we work with to operate our business

6. COMMUNITY MEMBERS

People who participate in our forums, social media groups, or community platforms

This policy focuses primarily on groups 1-3 (visitors, customers, and prospects). For employees and contractors, we provide separate notices and policies as required by employment law. For vendors and partners, privacy terms are covered in our contracts.

WHAT INFORMATION WE COLLECT

We collect TWO types of information:

TYPE 1: INFORMATION YOU VOLUNTARILY PROVIDE

TYPE 2: INFORMATION AUTOMATICALLY COLLECTED

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TYPE 1: INFORMATION YOU VOLUNTARILY PROVIDE

When you interact with us, you may choose to provide:

IDENTIFIERS

• Full name

• Email address

• Phone number (mobile and/or landline)

• Physical mailing address

• Username/screen name

• Date of birth (when required for age verification)

• Social media handles (if you provide them)

FINANCIAL INFORMATION

• Credit card or debit card information

• Billing address

• Payment method details

• Purchase history and transaction records

PROFESSIONAL INFORMATION

• Company name and job title

• Business type and industry

• Professional goals and interests

• Work experience (for certain programs)

DEMOGRAPHIC INFORMATION

• Age or age range

• Gender (optional)

• Location (country, state, city)

• Language preferences

COMMUNICATION CONTENT

• Messages you send us via contact forms, email, chat, or phone

• Survey responses and feedback

• Testimonials and reviews you submit

• Questions you ask in webinars or training sessions

• Posts, comments, and content you share in our community forums

EDUCATIONAL INFORMATION

• Course enrollment data

• Progress tracking and completion rates

• Quiz and assessment results

• Assignment submissions

• Engagement metrics (which lessons you viewed, how long you spent, etc.)

USER-GENERATED CONTENT

• Profile photos and images you upload

• Portfolio items or work samples (for certain programs)

• Success stories or case studies you share

• Files and documents you submit

REFERRAL INFORMATION

If you refer someone to us, you might provide:

• Their name

• Their email address

• Their phone number

We'll use this information ONLY to contact them about our services, and we'll let them know YOU referred them.

HOW WE COLLECT VOLUNTARY INFORMATION:

We collect this information when you:

✓ Fill out forms on our website

✓ Create an account or register for programs

✓ Make a purchase or sign up for services

✓ Attend webinars, workshops, or live events

✓ Download lead magnets or free resources

✓ Enter contests or giveaways

✓ Subscribe to our email list or SMS updates

✓ Contact customer support

✓ Complete surveys or provide feedback

✓ Participate in our community forums

✓ Apply for jobs or contractor positions

✓ Engage with our social media

✓ Provide testimonials or reviews

IF YOU DON'T WANT TO PROVIDE THIS INFORMATION:

You don't have to. But understand that NOT providing certain information may limit:

• Your ability to purchase products or access paid services

• Your participation in specific programs or features

• Our ability to respond to your inquiries

• Your eligibility for certain offers or opportunities

You can always engage with our FREE content and resources without providing detailed personal information.

TYPE 2: INFORMATION AUTOMATICALLY COLLECTED

When you visit our digital properties, we automatically collect certain technical information using cookies, pixels, and similar tracking technologies:

DEVICE INFORMATION

• Device type (computer, phone, tablet)

• Operating system and version

• Browser type and version

• Screen resolution and display settings

• Device identifiers (e.g., advertising ID)

• IP address (which can indicate approximate location)

USAGE INFORMATION

• Pages you visit and content you view

• Date and time of visits

• Time spent on pages/in courses

• Clickstream data (how you navigate our site)

• Referring website (where you came from)

• Exit pages (where you left from)

• Search queries you enter on our site

ENGAGEMENT DATA

• Email open rates and click rates

• Video watch time and completion rates

• Download activity

• Button clicks and form submissions

• Error messages and technical issues you encounter

LOCATION INFORMATION

• General geographic location (country, state, city) based on IP address

• Precise location (only if you grant permission via your device settings)

HOW WE COLLECT AUTOMATIC INFORMATION:

Small text files stored on your device that help us recognize you and remember your preferences. We use:

• Essential cookies (required for site functionality)

• Analytics cookies (to understand how you use our site)

• Marketing cookies (to deliver relevant ads and measure campaign performance)

• Preference cookies (to remember your settings)

PIXELS & BEACONS

Tiny transparent images embedded in emails and web pages that tell us when you've opened an email or viewed a page.

LOG FILES

Our servers automatically record information about your visits, including your IP address, browser type, and pages accessed.

ANALYTICS TOOLS

We use third-party analytics services like:

• Google Analytics (learn more: https://policies.google.com/technologies/partner-sites)

• Facebook Pixel

• Other analytics and tracking platforms

SOCIAL MEDIA PLUGINS

Our site may include social sharing buttons and plugins from platforms like Facebook, Twitter, LinkedIn, Instagram, and YouTube. These platforms may collect information about your visits even if you don't click their buttons.

MANAGING COOKIES & TRACKING:

You have OPTIONS:

BROWSER SETTINGS

• Most browsers let you block or delete cookies

• Set your browser to notify you before accepting cookies

• Browse in "private" or "incognito" mode

ANALYTICS OPT-OUT

• Google Analytics: https://tools.google.com/dlpage/gaoptout

• NAI opt-out tool: http://www.networkadvertising.org/choices/

• DAA opt-out tool: http://www.aboutads.info/choices/

DO NOT TRACK SIGNALS

Some browsers have "Do Not Track" features. Our site does not currently respond to Do Not Track signals, but we respect other opt-out methods described here.

IMPORTANT: If you block cookies entirely, some features of our site may not work properly. Essential cookies are necessary for basic functionality.

HOW WE USE YOUR INFORMATION

We use your information for these PRIMARY PURPOSES:

1. TO PROVIDE OUR SERVICES

• Process your orders and deliver products you purchased

• Create and manage your account

• Provide customer support and respond to your inquiries

• Deliver courses, training, and educational content

• Track your progress and issue certificates or credentials

• Send transactional messages (receipts, confirmations, password resets, etc.)

2. TO COMMUNICATE WITH YOU

• Send you marketing emails about our products and services (with your consent)

• Send you SMS/text messages about offers and updates (with your consent)

• Call you about programs you've expressed interest in (with your consent)

• Send direct mail (with your consent)

• Notify you about important updates, policy changes, or service announcements

• Respond to your messages, questions, and feedback

3. TO IMPROVE OUR BUSINESS

• Analyze how people use our website and courses

• Identify trends and patterns to optimize user experience

• Test new features and functionality

• Conduct market research and surveys

• Develop new products and services

• Train our AI systems and improve our educational content

4. TO PERSONALIZE YOUR EXPERIENCE

• Recommend courses and resources relevant to your interests

• Customize content based on your progress and goals

• Remember your preferences and settings

• Show you targeted ads and offers

• Segment our communications so you receive relevant information

5. TO PROTECT & SECURE

• Prevent fraud and unauthorized access

• Detect and respond to security incidents

• Enforce our Terms of Service and policies

• Comply with legal obligations

• Protect our rights, property, and safety (and yours)

6. TO MARKET & ADVERTISE

• Send promotional emails and offers

• Display targeted ads on social media and other platforms

• Measure the effectiveness of our advertising campaigns

• Retarget visitors who didn't complete a purchase

• Build lookalike audiences to find new potential customers

• Track affiliate referrals and commissions

7. TO FULFILL LEGAL & BUSINESS OBLIGATIONS

• Comply with applicable laws and regulations

• Respond to legal requests and court orders

• Process payments and manage accounting

• Conduct business analytics and reporting

• Manage vendor and partner relationships

LEGAL BASIS FOR PROCESSING:

If you're in the European Economic Area (EEA), UK, or Switzerland, we process your data based on:

• CONSENT: When you've explicitly agreed (e.g., to receive marketing communications)

• CONTRACT: When processing is necessary to provide services you purchased

• LEGITIMATE INTERESTS: When we have valid business reasons that don't override your privacy rights (e.g., improving our services, fraud prevention)

• LEGAL OBLIGATION: When we must comply with laws and regulations

AI & AUTOMATED DECISION-MAKING:

We use AI and automation in LIMITED ways:

• Recommending courses and content based on your interests

• Personalizing email subject lines and content

• Analyzing student progress to suggest next steps

• Creating and improving educational materials

We DO NOT use automated decision-making that produces legal effects or similarly significant impacts on you without human review.

WHO WE SHARE YOUR INFORMATION WITH

We DO NOT SELL your personal information to third parties for their own marketing purposes in the traditional sense. However, we do share information with certain parties as described below.

CATEGORIES OF RECIPIENTS:

1. SERVICE PROVIDERS & PROCESSORS

Companies that help us operate our business:

• EMAIL SERVICE PROVIDERS (e.g., Mailchimp, ConvertKit, ActiveCampaign)

• SMS PLATFORMS (e.g., Twilio, SimpleTexting)

• PAYMENT PROCESSORS (e.g., Stripe, PayPal)

• HOSTING PROVIDERS (e.g., AWS, Google Cloud)

• COURSE PLATFORMS (e.g., Teachable, Kajabi, Thinkific)

• CRM SYSTEMS (e.g., HubSpot, Salesforce)

• ANALYTICS TOOLS (e.g., Google Analytics, Facebook Pixel)

• CUSTOMER SUPPORT TOOLS (e.g., Zendesk, Intercom)

• MARKETING AUTOMATION PLATFORMS

• WEBINAR PLATFORMS (e.g., Zoom, WebinarJam)

• ADVERTISING PLATFORMS (e.g., Google Ads, Facebook Ads, YouTube Ads)

These service providers are contractually required to protect your information and use it only for the purposes we specify.

2. BUSINESS PARTNERS & AFFILIATES

• JOINT VENTURE PARTNERS: If we co-host an event or co-create a product

• AFFILIATE PARTNERS: If you purchased through an affiliate's link, we may share limited information with them for commission tracking

• STRATEGIC PARTNERS: Companies offering complementary services that might benefit you (with your consent)

3. ADVERTISING PARTNERS

To show you relevant ads, we share certain information with:

• Social media platforms (Facebook, Instagram, LinkedIn, YouTube, TikTok)

• Google Ads and display networks

• Retargeting platforms

This typically involves:

• Hashed email addresses (encrypted versions that can't be reversed)

• Cookie IDs and device identifiers

• General demographic and interest data

• Engagement metrics

You can opt out of targeted advertising using the tools mentioned in the "Cookies & Tracking" section above.

4. LEGAL & COMPLIANCE AUTHORITIES

We may disclose information when required by law or to:

• Comply with subpoenas, court orders, or legal processes

• Respond to government requests

• Enforce our Terms of Service

• Protect our rights, property, or safety (or yours)

• Prevent fraud or security threats

• Investigate potential violations of law or policy

5. BUSINESS TRANSACTION PARTIES

If we're involved in a merger, acquisition, sale, bankruptcy, or other business transaction, your information may be transferred to the relevant parties. You'll be notified if this occurs and your information becomes subject to a different privacy policy.

6. WITH YOUR CONSENT

We may share your information with other parties when you've explicitly agreed. For example:

• If you authorize us to share your success story publicly

• If you opt in to receive information from a specific partner

• If you participate in a joint webinar or event

WHAT WE DO NOT DO:

We don't sell your information to data brokers

We don't share your financial information (credit card numbers) except with payment processors

We don't share your private messages or support communications except with relevant team members

We don't publicize your course progress or personal achievements without permission

DATA RETENTION: HOW LONG WE KEEP YOUR INFORMATION

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We keep your information for as long as necessary to:

• Provide services you've purchased or requested

• Comply with legal, tax, and accounting requirements

• Resolve disputes and enforce our agreements

• Maintain security and prevent fraud

SPECIFIC RETENTION PERIODS:

ACCOUNT INFORMATION

• Active accounts: Retained while your account is active plus 7 years after closure

• Inactive accounts: We may delete accounts inactive for 3+ years after notice

PURCHASE & TRANSACTION RECORDS

• Retained for at least 7 years for tax and legal compliance

• Financial records may be retained longer as required by law

MARKETING COMMUNICATIONS DATA

• Retained while you're subscribed/consented plus 2 years

• Opt-out records retained permanently to honor your preferences

COURSE ACCESS & PROGRESS

• Retained for lifetime access products: Indefinitely (as long as product is offered)

• Retained for time-limited access: Duration of access period plus 1 year

ANALYTICS & USAGE DATA

• Typically aggregated and anonymized within 26 months

• Individual-level data retained shorter periods unless needed for specific purposes

LEGAL HOLDS

If information is subject to legal proceedings, we retain it until the matter is resolved, regardless of normal retention periods.

DELETION REQUESTS

If you request deletion (see "Your Rights" section), we'll delete your information within 30 days unless:

• We need it to complete transactions or provide ongoing services

• Legal obligations require retention

• Detection of fraud or security incidents requires retention

HOW WE PROTECT YOUR INFORMATION

We take security SERIOUSLY. Here's what we do:

TECHNICAL SAFEGUARDS

✓ SSL/TLS encryption for data in transit

✓ Encryption of sensitive data at rest

✓ Secure password hashing (we never store plain-text passwords)

✓ Regular security audits and penetration testing

✓ Firewall and intrusion detection systems

✓ Multi-factor authentication for team access

✓ Secure payment processing (we don't store full credit card numbers)

ORGANIZATIONAL SAFEGUARDS

✓ Background checks for team members with data access

✓ Strict access controls (team members only access data they need)

✓ Regular security training for our team

✓ Incident response procedures

✓ Data processing agreements with all service providers

✓ Regular backups and disaster recovery plans

PHYSICAL SAFEGUARDS

✓ Secure data centers with restricted physical access

✓ Cloud infrastructure with enterprise-grade security

✓ Secure disposal of physical documents containing personal information

HOWEVER, NO SYSTEM IS 100% SECURE. Despite our efforts:

• We can't guarantee absolute security

• You're responsible for keeping your passwords secure

• You should use unique, strong passwords

• Report suspicious activity immediately

If we experience a data breach affecting your information, we'll notify you and relevant authorities as required by law.

YOUR PRIVACY RIGHTS

You have RIGHTS regarding your personal information. The specific rights available to you may vary based on where you live, but we offer these rights to ALL users wherever legally possible:

UNIVERSAL RIGHTS (Available to Everyone)

1. RIGHT TO ACCESS

You can request a copy of the personal information we have about you.

2. RIGHT TO CORRECTION

You can request that we correct inaccurate or incomplete information.

3. RIGHT TO DELETION

You can request that we delete your personal information (subject to certain exceptions).

4. RIGHT TO OPT-OUT

You can opt out of marketing communications at any time using the methods described in the TCPA section above.

5. RIGHT TO MANAGE COOKIES

You can control cookie settings through your browser.

ENHANCED RIGHTS FOR CALIFORNIA RESIDENTS (CCPA/CPRA)

If you're a California resident, you have ADDITIONAL rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

RIGHT TO KNOW

Request detailed information about:

• Categories of personal information we collect

• Sources of that information

• Business purposes for collection

• Categories of third parties we share with

• Specific pieces of information we have about you

RIGHT TO DELETE

Request deletion of your personal information (with certain exceptions).

RIGHT TO CORRECT

Request correction of inaccurate information.

RIGHT TO OPT-OUT OF SHARING

Opt out of the "sale" or "sharing" of your personal information for targeted advertising.

• We share information with advertising partners (as described in "Who We Share With" section)

• This may constitute a "sale" or "sharing" under CCPA

• You can opt out by emailing [email protected] with "California Opt-Out" in subject line

• We'll process your request within 15 business days

RIGHT TO LIMIT USE OF SENSITIVE PERSONAL INFORMATION

We don't collect sensitive personal information as defined by CPRA (e.g., precise geolocation, health data, social security numbers) beyond what's necessary to provide our services.

RIGHT TO NON-DISCRIMINATION

We won't discriminate against you for exercising your privacy rights. You'll receive the same service and pricing.

AUTHORIZED AGENTS

You can designate an authorized agent to make requests on your behalf. The agent must provide proof of authorization.

CALIFORNIA "SHINE THE LIGHT" LAW:

Under California Civil Code Section 1798.83, California residents can request information about personal information we've disclosed to third parties for their direct marketing purposes in the prior calendar year.

ENHANCED RIGHTS FOR EUROPEAN RESIDENTS (GDPR)

If you're in the European Economic Area (EEA), UK, or Switzerland, you have rights under the General Data Protection Regulation (GDPR):

RIGHT TO ACCESS (Article 15)

Request a copy of your personal information.

RIGHT TO RECTIFICATION (Article 16)

Request correction of inaccurate data.

RIGHT TO ERASURE / "Right to be Forgotten" (Article 17)

Request deletion in certain circumstances.

RIGHT TO RESTRICT PROCESSING (Article 18)

Request that we limit how we use your data in certain situations.

RIGHT TO DATA PORTABILITY (Article 20)

Receive your data in a machine-readable format and transmit to another controller.

RIGHT TO OBJECT (Article 21)

Object to processing based on legitimate interests or for direct marketing.

RIGHT TO WITHDRAW CONSENT (Article 7)

Withdraw previously given consent at any time.

RIGHT TO LODGE A COMPLAINT

File a complaint with your local data protection authority if you believe we've violated GDPR.

• Find EU authorities: https://edpb.europa.eu/about-edpb/board/members_en

• UK authority: Information Commissioner's Office (ICO) - https://ico.org.uk

INTERNATIONAL DATA TRANSFERS:

We're based in the United States. If we transfer your data from the EEA/UK to the US or other countries, we use appropriate safeguards such as:

• Standard Contractual Clauses (SCCs) approved by the European Commission

• Adequacy decisions where applicable

• Other legally approved transfer mechanisms

Our legal basis for processing your data is typically:

• Consent (when you've explicitly agreed)

• Contract performance (to provide services you purchased)

• Legitimate interests (for business operations that don't override your rights)

• Legal obligations (to comply with laws)

RIGHTS IN OTHER JURISDICTIONS

If you're in other jurisdictions with privacy laws (Virginia, Colorado, Connecticut, Utah, etc.), you may have similar rights. Contact us to learn more about rights available in your location.

HOW TO EXERCISE YOUR RIGHTS

To exercise any of these rights:

EMAIL: [email protected]

Subject line: "Privacy Rights Request - [Your Request Type]"

Include:

• Your full name

• Email address associated with your account

• Specific right you want to exercise

• Details to help us locate your information

• Proof of identity (we may ask for verification to protect your privacy)

RESPONSE TIME:

• We'll acknowledge requests within 5 business days

• We'll fulfill verified requests within 30 days (or 45 days for complex requests)

• We'll notify you if we need more time or information

VERIFICATION:

To protect your privacy, we must verify your identity before processing requests. We may ask for:

• Email confirmation from your registered email address

• Last 4 digits of payment method on file

• Recent purchase information

• Other identifying details

We WILL NOT discriminate, charge fees, or provide different service quality based on your exercise of privacy rights.

CHILDREN'S PRIVACY (COPPA COMPLIANCE)

Our services are NOT directed to children under 16 years of age.

We do NOT knowingly collect personal information from children under 16.

If you believe we've inadvertently collected information from a child under 16, contact us immediately at [email protected] and we'll promptly delete it.

If you're under 16, DO NOT:

• Use our services

• Create an account

• Provide any personal information to us

• Purchase any products or services

Parents/guardians: If you discover your child has provided information to us without your consent, contact us and we'll delete it within 24 hours.

AGE VERIFICATION:

We may ask for age confirmation during registration to enforce this policy.

THIRD-PARTY LINKS & SERVICES

Our website and communications may contain links to third-party websites, apps, and services that we don't own or control:

• Social media platforms

• Partner websites

• Affiliate offers

• Payment processors

• Course hosting platforms

• Community forums

IMPORTANT: We are NOT responsible for the privacy practices of these third parties.

When you click a link to a third-party site:

• You leave our control

• Their privacy policy governs (not ours)

• We don't control their data practices

• Review their privacy policies before providing information

This policy applies ONLY to information collected by PublishandProsper.ai LLC, not to information collected by third parties.

SOCIAL MEDIA & PUBLIC FORUMS

We operate social media accounts and may host community forums, groups, or discussion boards.

CRITICAL: Information you post publicly is NOT PRIVATE.

When you post in public spaces:

• Your username and content are visible to others

• We can't control how others use information you share

• Think before you post personal details

• We're not responsible for content posted by community members

• We may moderate and remove inappropriate content

Be smart. Be safe. Don't share:

• Financial information

• Passwords or login credentials

• Private contact information you don't want public

• Content that violates our community guidelines

If you share success stories, testimonials, or case studies:

• We may use them in our marketing (with your permission)

• You can request removal at any time

• We'll honor your wishes unless legally required to retain

DO NOT TRACK & GLOBAL PRIVACY CONTROL

DO NOT TRACK (DNT):

Some browsers have "Do Not Track" signals. There's no industry standard for responding to DNT, so our site doesn't currently respond to DNT signals. However, we provide other opt-out methods described in this policy.

GLOBAL PRIVACY CONTROL (GPC):

For jurisdictions that recognize GPC signals (like California), we honor GPC signals as valid opt-out requests for the sale/sharing of personal information.

CHANGES TO THIS PRIVACY POLICY

We reserve the right to update this Privacy Policy at any time.

WHEN WE MAKE CHANGES:

• We'll update the "Last Updated" date at the top

• Material changes will be highlighted on our website

• We may send you an email notification (if required by law)

• Your continued use after changes constitutes acceptance

REVIEW REGULARLY:

Check back periodically. Privacy laws evolve. Technology changes. Our practices may adapt.

If you don't agree with changes, stop using our services and contact us to delete your account.

ARCHIVED VERSIONS:

Previous versions of this policy may be available upon request.

Questions? Concerns? Want to exercise your rights?

REACH OUT:

PublishandProsper.ai LLC

Attn: Privacy & Legal Compliance Department

Mailing Address:

PublishandProsper.ai LLC

7901 4th St N STE 300

St. Petersburg, FL 33702

Email: [email protected]

Phone: +1 888-598-5727

BUSINESS HOURS:

Monday - Friday, 9:00 AM - 5:00 PM Eastern Time (excluding federal holidays)

RESPONSE TIME:

• General inquiries: Within 2-3 business days

• Privacy rights requests: Within 5 business days (acknowledgment)

• Urgent security matters: Within 24 hours

DISPUTE RESOLUTION & ARBITRATION

Most privacy concerns can be resolved by contacting us directly. We're committed to working with you to reach a fair resolution.

If we can't resolve a dispute informally:

• Disputes are subject to binding arbitration per our Terms of Service

• California residents: Arbitration doesn't affect your right to file complaints with the California Attorney General or other regulatory authorities

• GDPR residents: Arbitration doesn't affect your right to lodge complaints with your data protection authority

For GDPR-related disputes, EU-based users can also use the European Commission's Online Dispute Resolution platform: https://ec.europa.eu/consumers/odr/

ADDITIONAL STATE-SPECIFIC DISCLOSURES

NEVADA RESIDENTS:

Under Nevada law, you can opt out of the sale of certain personal information to third parties. We don't currently sell information as Nevada defines "sale," but if you'd like to exercise this right, email [email protected] with "Nevada Opt-Out" in the subject line.

WASHINGTON RESIDENTS:

Washington's "My Health My Data" Act provides specific protections for consumer health data. We don't collect consumer health data as defined by the Act, but if you believe we've collected such data, contact us for deletion.

SPECIAL NOTICE: EMPLOYEE & CONTRACTOR DATA

This policy does NOT fully cover personal information collected from:

• Job applicants

• Current employees

• Former employees

• Independent contractors

• Temporary workers

If you're in one of these categories, you receive separate privacy notices through:

• Job application systems

• Employment agreements

• Contractor agreements

• Internal HR portals

• Onboarding documentation

Those notices govern how we handle your employment-related information.

FINAL WORDS: OUR COMMITMENT TO YOU

Look, we get it. Privacy policies are usually BORING legal documents that nobody reads.

But here's the thing: YOUR DATA is YOUR ASSET. Your trust is SACRED. And we don't take that lightly.

We built this policy to be:

✓ CLEAR (no unnecessary legal jargon)

✓ COMPREHENSIVE (covering all major privacy laws)

✓ HONEST (no hidden gotchas)

✓ ACTIONABLE (clear steps to exercise your rights)

We're not perfect. Technology changes. Laws evolve. We make mistakes.

But we PROMISE:

• To be transparent about how we use your data

• To protect your information with industry-standard security

• To honor your privacy choices

• To respond promptly to your concerns

• To continuously improve our practices

If something in this policy is unclear, ASK US. We're here to help.

If you believe we've violated your privacy rights, TELL US. We'll investigate and make it right.

If you have ideas for how we can do better, SHARE THEM. We're always learning.

BOTTOM LINE:

We're building an empire TOGETHER. That means treating you with the respect, transparency, and integrity you deserve.

Your privacy matters. Your trust matters. YOU matter.

Now let's go build something LEGENDARY.

PublishandProsper.ai LLC

This policy is effective as of October 1, 2025 and governs our data practices from that date forward.